How do I answer the cyber insurance question about how often we back up?
The forms ask whether you back up all critical data and how often.
Last read from the sources at the foot of this page.
What exactly does the form ask?
These are the forms' own words, with the form and page each comes from.
Do you regularly back up your business critical data?
Do you backup all critical applications, servers and data?
How frequently are backups run?
All system configuration and data are backed up:
Please provide details on the frequency of your backups, including the frequency of full system backups and the frequency of incremental/differential backups of critical data:
What does it mean for a small firm?
Critical data is what you could not work without: client files, accounts, email. Some forms also ask about system settings, not just files.
How do I answer it truthfully?
Open the backup system and read the schedule and the date of the last successful run. Answer with that. If some critical data is not in it, such as email held in a cloud service, say so.
Can an outside reading check this?
An outside reading cannot see backups. Nothing inside your network, your devices or your accounts can be seen from outside, so this cannot be checked that way. Only your own settings and records can show it.
Where does this come from?
- Beazley, Cyber Insurance Application (form F00863, edition 042023)beazley.comRead 14 October 2026
- Tokio Marine HCC, TechGuard Cyber Liability Insurance application (TEO-RNA 6.2026)tmhcc.comRead 14 October 2026
- Northbridge Insurance, Cyber Risk Insurance Application (short form, 3838-005-ed03E)broker.northbridgeinsurance.caRead 14 October 2026
- Victor Insurance Managers, Cyber insurance application (Sept. 8/23)victorinsurance.caRead 14 October 2026
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Read the transcript
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