How do I answer the cyber insurance questions about encryption?
One form asks whether sensitive data is encrypted in five places: at rest, in transit, on mobile devices, on staff owned devices and with a third party.
Last read from the sources at the foot of this page.
What exactly does the form ask?
These are the forms' own words, with the form and page each comes from.
Indicate whether the data indicated in Question 1 is encrypted:
While in transit in electronic form
Please describe your approach towards protecting sensitive and confidential information (e.g., access controls, encryption, network segmentation, etc.):
What does it mean for a small firm?
At rest means stored: on a server, a laptop, a phone. In transit means moving: a web page, an email, a file upload.
How do I answer it truthfully?
For each place, find the setting that turns encryption on: disk encryption on laptops, encryption on phones, a valid certificate on the website. Answer N/A only where the form offers it and the data is never there.
What can an outside reading show, and what can it not?
The certificate on your website is public. Anyone can see whether it is valid and when it ends.
That is the in-transit part for your website. Stored data cannot be seen from outside.
Where does this come from?
- Travelers, CyberRisk Application (CYB-14102 Ed. 01-19)travelers.comRead 14 October 2026
- Victor Insurance Managers, Cyber insurance application (Sept. 8/23)victorinsurance.caRead 14 October 2026
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What happens if you go ahead. More at getleaktrace.com/see-it-first/.
Read the transcript
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- The AI defense layer for businesses. getleaktrace.com/see-it-first/