What does a cyber insurance form mean by a hardened baseline configuration?
One form asks whether all, or nearly all, of your devices are set up from one secure standard configuration.
Last read from the sources at the foot of this page.
What exactly does the form ask?
These are the form's own words, with the page they come from.
Do you use a hardened baseline configuration across all (or substantially all) of your devices?
What does it mean for a small firm?
A baseline is a fixed set of settings every device starts with: what is switched off, who is an administrator, what updates install themselves.
How do I answer it truthfully?
If new laptops are set up by hand, each one differently, the answer is No. If they are set up from one standard and checked against it, the answer is Yes.
Can an outside reading check this?
An outside reading cannot see how your devices are set up. Nothing inside your network, your devices or your accounts can be seen from outside, so this cannot be checked that way. Only your own settings and records can show it.
Where does this come from?
- Beazley, Cyber Insurance Application (form F00863, edition 042023)beazley.comRead 14 October 2026
See what is open before anyone else does.
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What happens if you go ahead. More at getleaktrace.com/see-it-first/.
Read the transcript
- 72 hours. One domain. Nothing to install.
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- Every paid assessment is human-verified before release.
- The AI defense layer for businesses. getleaktrace.com/see-it-first/