What does a cyber insurance form mean by an account lockout policy?
One form asks whether accounts lock after a number of wrong passwords, for every user and every system that gives a way in, and asks for the number.
Last read from the sources at the foot of this page.
What exactly does the form ask?
These are the form's own words, with the page they come from.
Do you enforce Account Lockout policies for all users?
If "Yes", provide the lockout threshold setting:
What does it mean for a small firm?
A lockout stops someone guessing passwords without limit. The form names email, firewall, VPN and other remote access.
How do I answer it truthfully?
Read the lockout setting in the mail service, the VPN and the firewall. Give the number of tries. If one system has no lockout, the answer for all users is No.
What can an outside reading show, and what can it not?
An outside reading can see whether a remote desktop port, a file sharing port, or a VPN or other remote-access login page answers from the internet on your domain and its host names. Those are where a lockout matters most.
It cannot see the lockout setting, and an outside reading tries no passwords.
Where does this come from?
- Tokio Marine HCC, TechGuard Cyber Liability Insurance application (TEO-RNA 6.2026)tmhcc.comRead 14 October 2026
See what is open before anyone else does.
We read from outside, find each way in first, and show it with a check anyone can re-run. No access, nothing tested, no obligation.
- We read your firm from outside.
- You see what is open, with the proof for the lead finding.
- If it is worth it, you order.
What happens if you go ahead. More at getleaktrace.com/see-it-first/.
Read the transcript
- 72 hours. One domain. Nothing to install.
- Discover. Every way in, found from outside.
- Validate. Every finding, proven. Dated and checkable by anyone.
- Close. Forged email: one click per step, where we reach your DNS host and you approve it.
- You get the fix for the rest, step by step, and we re-check until it is closed.
- Monitor. On monitoring: email settings, look-alikes and new host names re-checked every hour. Alerts within the hour.
- Every paid assessment is human-verified before release.
- The AI defense layer for businesses. getleaktrace.com/see-it-first/