How do I answer the cyber insurance questions about passwords and staff who leave?
One form asks whether password rules are enforced and whether access is removed when someone leaves.
Last read from the sources at the foot of this page.
What exactly does the form ask?
These are the form's own words, with the page they come from.
Enforced password complexity requirements
Procedures in place to terminate user access rights as part of the employee exit process
What does it mean for a small firm?
Enforced means the system refuses a weak password, not that staff are asked to choose a good one. Leavers include contractors and outside support staff.
How do I answer it truthfully?
Check the password setting in your mail service and your other systems. Compare the list of active accounts with the list of current staff; an account for someone who has left means the honest answer is No.
What can an outside reading show, and what can it not?
An outside reading can see which addresses at your domain are listed in breach data from other services. A listed address is one whose password may be known to strangers.
It can show a listed address that belongs to someone who has left. It cannot see whether that account is closed.
Where does this come from?
- Travelers, CyberRisk Application (CYB-14102 Ed. 01-19)travelers.comRead 14 October 2026
See what is open before anyone else does.
We read from outside, find each way in first, and show it with a check anyone can re-run. No access, nothing tested, no obligation.
- We read your firm from outside.
- You see what is open, with the proof for the lead finding.
- If it is worth it, you order.
What happens if you go ahead. More at getleaktrace.com/see-it-first/.
Read the transcript
- 72 hours. One domain. Nothing to install.
- Discover. Every way in, found from outside.
- Validate. Every finding, proven. Dated and checkable by anyone.
- Close. Forged email: one click per step, where we reach your DNS host and you approve it.
- You get the fix for the rest, step by step, and we re-check until it is closed.
- Monitor. On monitoring: email settings, look-alikes and new host names re-checked every hour. Alerts within the hour.
- Every paid assessment is human-verified before release.
- The AI defense layer for businesses. getleaktrace.com/see-it-first/