What does a cyber insurance form mean by MFA on email?
It asks whether signing in to company email from a browser, a phone or a home computer needs a second step beyond the password.
Last read from the sources at the foot of this page.
What exactly does the form ask?
These are the forms' own words, with the form and page each comes from.
Do you require MFA for access to web-based email?
Can your users access email through a web application or a non-corporate device?
Multi-factor authentication for remote access to email
Please confirm that multi-factor authentication is enabled for remote access to all company email accounts:
What does it mean for a small firm?
Web email is any mailbox you can open in a browser. For most small firms that is every mailbox, because the mail service is in the cloud.
The forms ask about every account. A shared inbox such as info@ or accounts@ counts too.
How do I answer it truthfully?
Open the admin console of your mail service and look at the sign-in settings for every user. Count the mailboxes that can sign in with a password alone. If the count is not zero, the true answer is No.
What can an outside reading show, and what can it not?
Your MX records are public. They show which service receives your mail, and whether it passes through a separate filtering service first. That tells you which admin console holds the answer.
An outside reading can see which addresses at your domain are listed in breach data from other services. A listed address is one whose password may be known to strangers.
It cannot see whether a mailbox asks for a second step.
Where does this come from?
- Beazley, Cyber Insurance Application (form F00863, edition 042023)beazley.comRead 14 October 2026
- Tokio Marine HCC, TechGuard Cyber Liability Insurance application (TEO-RNA 6.2026)tmhcc.comRead 14 October 2026
- Travelers, CyberRisk Application (CYB-14102 Ed. 01-19)travelers.comRead 14 October 2026
- Victor Insurance Managers, Cyber insurance application (Sept. 8/23)victorinsurance.caRead 14 October 2026
See what is open before anyone else does.
We read from outside, find each way in first, and show it with a check anyone can re-run. No access, nothing tested, no obligation.
- We read your firm from outside.
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What happens if you go ahead. More at getleaktrace.com/see-it-first/.
Read the transcript
- 72 hours. One domain. Nothing to install.
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- Close. Forged email: one click per step, where we reach your DNS host and you approve it.
- You get the fix for the rest, step by step, and we re-check until it is closed.
- Monitor. On monitoring: email settings, look-alikes and new host names re-checked every hour. Alerts within the hour.
- Every paid assessment is human-verified before release.
- The AI defense layer for businesses. getleaktrace.com/see-it-first/